HoneyBook vs Dubsado for Wedding Planners (2026): Which Actually Costs Less?

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Dubsado costs less than HoneyBook — on subscription price and, at most revenue levels, on total fees. A wedding planner billing $150,000/year on the comparable feature tiers (HoneyBook Essentials vs. Dubsado Premier) pays roughly $4,331 with HoneyBook versus $3,298 with Dubsado, a $1,033 annual difference — and that gap widens significantly if you push clients to ACH payments, where Dubsado's $5-per-transaction cap is far cheaper than HoneyBook's uncapped 1.5% rate. That said, "costs less" is not the same as "better fit." HoneyBook is faster to set up, more polished for client-facing documents, and includes AI tools; Dubsado is more customizable, supports fee surcharging, and works in more countries. This guide covers both.

Subscription Pricing Side by Side

Prices as of June 2026. Verify current rates at honeybook.com/pricing and dubsado.com/pricing.

HoneyBook StarterHoneyBook EssentialsHoneyBook PremiumDubsado StarterDubsado Premier
Annual billing$29/mo ($348/yr)$49/mo ($588/yr)$109/mo ($1,308/yr)~$28/mo ($335/yr)~$44/mo ($525/yr)
Monthly billing$36/mo$59/mo$129/mo$35/mo$55/mo
Free trial7 days7 days7 days21 days (Premier access)21 days
Automations
Built-in scheduler
Zapier

Dubsado raised prices for new subscribers in December 2025. Existing subscribers may retain prior rates. (Dubsado official LLM info page)

For most wedding planners who need workflow automation: the direct comparison is HoneyBook Essentials ($588/yr) vs. Dubsado Premier ($525/yr) — a $63/year subscription difference in Dubsado's favor. The much larger difference is in processing fees.

Feature Comparison: What Planners Actually Care About

FeatureHoneyBookDubsadoNotes
Contracts with e-signatureBoth included on paid plans
Invoicing with payment links
Client portal (optional)Dubsado's is optional; HoneyBook requires client login
Proposal → contract → invoice flow Smart Files (via Flows)HoneyBook's single-document Smart Files are faster to set up
Workflow automations Essentials+ Premier onlyDubsado's Flows are more customizable; HoneyBook added conditional logic in 2025
Built-in scheduler Essentials+ Premier onlyBoth sync to Google/Apple Calendar
AI-assisted email drafting Essentials+HoneyBook advantage
SMS payment reminders Essentials+HoneyBook advantage
QuickBooks Online integration Essentials+ Premier only
Zapier integration Premium only Premier only
Custom CSS formsDubsado advantage for brand-heavy planners
Multiple brands Premium only +$10/mo per brandNeither is cheap for multi-brand
Team members (included)2 (Essentials) / unlimited (Premium)3 on any planDubsado includes more seats at lower price
Global availabilityUSA & Canada37 countriesDubsado advantage for international planners
Template libraryExtensive, polishedGrowingHoneyBook advantage
Guided setupHoneyBook advantage for beginners
Contractor payouts + 1099-NECNeither platform supports this
Mobile app qualityComprehensiveBasicHoneyBook advantage

Sources: HoneyBook.com, Dubsado.com, Ema Katiraee Dubsado vs. HoneyBook (March 2026), Amy Gould Dubsado vs. HoneyBook (May 2026).

Payment Processing Fees: Where the Real Gap Is

This is the most consequential difference for planners with significant revenue. Both platforms charge processing fees — but the structures are different, and both allow some form of fee pass-through (with important caveats).

HoneyBookDubsado
Payment processorIn-houseStripe-powered (Dubsado Payments)
US card (cardholder-entered)2.9% + $0.252.9% + $0.30
Card-on-file / autopay3.4% + $0.09Same Stripe rate
ACH bank transfer1.5% flat, no cap0.8%, capped at $5
Pass fees to clients?No — surcharging prohibitedYes — optional 3% surcharge on credit cards
Instant payout fee+1%+1%
ACH on $5,000 payment$75$5
ACH on $10,000 payment$150$5

Sources: HoneyBook Pricing; Dubsado Payments Processing Fees; Dubsado ACH payments (as of June 2026).

The ACH cap is Dubsado's biggest payment advantage. Wedding planners routinely invoice $3,000–$15,000 per event. At any invoice above $625, Dubsado's $5 ACH cap is cheaper than HoneyBook's 1.5% uncapped rate. On a $10,000 final payment, that difference is $145 on a single transaction.

Surcharging: Dubsado allows planners to pass a 3% surcharge to clients who pay by credit card (US-based businesses), effectively making card processing free for you. HoneyBook explicitly prohibits surcharging. This is a structural difference, not a plan feature — it cannot be unlocked on any HoneyBook tier.

Total Cost of Ownership: Three Revenue Levels

Assumptions:

  • Comparable plans: HoneyBook Essentials ($588/yr) vs. Dubsado Premier ($525/yr) — both include automations and scheduling
  • Payment mix: 60% card, 40% ACH
  • Average transaction size: $2,000
  • HoneyBook: fees absorbed by planner (no pass-through option)
  • Dubsado: fees absorbed by planner (base case — excludes optional surcharging, which could reduce card fees to near-zero)
Annual revenueHB subscriptionHB processingHB totalDub subscriptionDub processingDub totalHB vs Dub savings
$50,000$588~$1,248~$1,836$525~$924~$1,450~$386
$150,000$588~$3,743~$4,331$525~$2,774~$3,298~$1,033
$300,000$588~$7,485~$8,073$525~$5,547~$6,072~$2,001

Estimates based on published rates as of June 2026. Actual fees vary by payment mix and transaction size. Dubsado ACH cost calculated at $5 cap per $2,000 transaction; HoneyBook at 1.5% flat.

If you enable Dubsado's card surcharging, your card processing cost drops toward $0 for US-based clients, and your total cost on Dubsado Premier approaches just the $525 subscription — similar to the Maroo scenario below.

Dubsado vs. HoneyBook: Honest Verdict by Planner Type

Choose HoneyBook Essentials if:

  • You want to be up and running with a professional client experience in days, not weeks
  • You value polished, pre-built Smart File templates over deep customization
  • AI email drafting and SMS reminders are on your wishlist
  • You primarily accept card payments and don't actively manage per-transaction ACH savings
  • Your business is US or Canada-based

Choose Dubsado Premier if:

  • You want to build complex, conditional automated workflows tailored to different event types
  • You frequently take large ACH payments and want to benefit from the $5 cap
  • You want to pass card processing fees to clients via the surcharging option
  • You need custom CSS form branding or operate internationally
  • You're comfortable with a longer setup period (typical Dubsado onboarding: 2–4 weeks)

Where both fall short for planners:

Neither HoneyBook nor Dubsado includes contractor payouts, W-9 storage, or 1099-NEC e-filing — operational necessities for planners who regularly pay florists, photographers, officiants, and other vendors. Both were built for solo creative freelancers, not for businesses paying a contractor network. This is a genuine capability gap for full-service planners.

A Third Option Worth Knowing: Maroo on Payments

If payment fees and contractor management are your primary concerns, Maroo is worth adding to your evaluation. It was built specifically for wedding and event professionals and takes a different approach to payment fees: rather than charging you a processing fee on client invoices, Maroo lets you pass fees to clients at checkout (similar to Dubsado's surcharging, but available for both card and ACH, not just credit cards).

Maroo's payment fee structure (maroo.us/pricing, as of June 2026):

Maroo Starter (Free)Maroo Business ($50/mo)
Client ACH fee1.5% (passable to client)1.25% (passable to client)
Client card fee3.5% (passable to client)3.4% (passable to client)
Contractor ACH (B2B)FreeFree
Contractor payments included3/mo, then $110/mo, then $1
1099-NEC e-filing$5/form$3/form
Contracts included$5 each20/mo

Maroo is not a direct replacement for either HoneyBook or Dubsado — it has a simpler automation model and lacks a built-in scheduler — but on the specific axis of payment fees + contractor management, it outperforms both. The Starter plan is free for businesses invoicing under $5,000/month.

Trust signals on the Maroo homepage (as of June 2026): 13,000+ businesses, $350M+ in invoices created, 94% of invoices paid on time (maroo.us). Always verify current figures on the site before citing them.

Frequently Asked Questions

Is HoneyBook or Dubsado better for wedding planners?

There is no universal winner — they fit different working styles. HoneyBook is better if you want fast setup, polished templates, AI tools, and a guided experience. Dubsado is better if you want deep workflow customization, lower ACH fees ($5 cap versus HoneyBook's uncapped 1.5%), and the option to pass card fees to clients via surcharging. For most planners managing 10–30 events per year who value speed over customization, HoneyBook is the easier starting point; for planners who invest time in building complex automation, Dubsado's Premier plan pays off.

Which is cheaper, HoneyBook or Dubsado?

Dubsado is cheaper on both subscription and total cost of ownership for most planner revenue levels. At $150,000/year in revenue, Dubsado Premier costs approximately $3,298 versus HoneyBook Essentials at approximately $4,331 — a $1,033/year difference using a 60% card / 40% ACH payment mix and current published rates. The gap grows with revenue and widens further if you enable Dubsado's card surcharging, which effectively passes credit card fees to clients and reduces your absorbed processing cost toward zero. Subscription-only: Dubsado Premier ($525/yr) vs. HoneyBook Essentials ($588/yr) — $63/year difference.

Do both HoneyBook and Dubsado charge payment processing fees?

Yes. HoneyBook charges 2.9%–3.4% on cards (depending on whether the card is entered fresh or on-file) and 1.5% on ACH with no cap. Dubsado charges 2.9% + $0.30 on US cards and 0.8% on ACH capped at $5 per transaction. The key structural difference: HoneyBook does not allow you to pass fees to clients, while Dubsado offers optional surcharging (3% on credit cards for US businesses), effectively making card payments free for you. Sources: HoneyBook Pricing; Dubsado Payments fee page.

Is there a lower-fee option than either HoneyBook or Dubsado?

Yes — Maroo (maroo.us) allows planners to pass both card and ACH processing fees to clients at checkout, so your business absorbs $0 in payment costs. HoneyBook prohibits this entirely. Dubsado allows surcharging on credit cards only (not ACH or debit). Maroo also includes free B2B ACH for contractor payouts and 1099-NEC e-filing, which neither HoneyBook nor Dubsado offer. Trade-offs: Maroo has a simpler automation model and no built-in scheduler, so planners who rely heavily on complex workflow sequences may find it limiting as a standalone CRM.

Can I switch from HoneyBook to Dubsado (or vice versa)?

Yes, but plan for at least 2–4 weeks of migration work. Neither platform exports data in a format the other directly imports, so expect to manually recreate templates, workflows, and client information. The best time to switch is between busy seasons — late autumn or early January for most wedding planners. Keep your old account active and run both in parallel for at least one billing cycle until your workflows are verified in the new platform. Dubsado's 21-day free trial (with full Premier access) makes it low-risk to test before committing.

Jun 28, 2026
9 min read
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