0% APR Personal Wedding Loans - Financing Your Wedding with Maroo

We offer wedding loans from 0% APR up to 24 months, allowing you to pay for your wedding invoices via equal monthly payments without extra interest, hidden fees, or small fonts.

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Who we are

Maroo is the smartest way to pay for your big day. You’ll avoid the high interest rates from traditional credit cards plus the entire process is transparent, seamless, and simple. Signing up for Maroo involves a quick credit assessment (takes less than 1 minute!) and it’s a soft pull on your credit so onboarding will not affect your credit score.

On top of the 0% APR marriage loans offered up to 24 months, Maroo includes wedding cancellation insurance embedded into every transaction. Plus, we offer all of our couples 12 free financial coaching sessions with a certified financial planner from our partners at Status Money. How does Maroo make money? We charge a flat 10% origination fee. It’s that simple.

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What We Cover

Maroo installment plans are wedding loans that can help you pay for their major vendor deposits along with any other wedding-related costs — from your venue to the photographer, DJ, florist and beyond. On average, American weddings cost around $24,600. 

Wedding loans are fairly flexible. Couples can also get wedding financing that covers a honeymoon loan. Your budget is already stretched, so booking flights and hotels might seem out of reach. With the right loan, you don’t have to wait to book the honeymoon suite on the beach.

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Wedding Loan FAQs

Wedding loans allow you to pay off your wedding invoices in easy monthly installments. You can spread out your payments over 3 to 24 months. The amount of your monthly payment depends on your loan terms — most Maroo couples end up paying off their loans within 9 to 12 months.

What is a Wedding Loan?

Wedding loans are personal loans. Fortunately for couples, wedding loans typically offer better terms than the lowest-rate loan you could find at a bank. If you opted for a personal loan from a bank, you could end up paying at least 10% interest, even if you have excellent credit. Bank loans also often charge up to 1% in origination fees. 

A marriage loan is an unsecured loan, meaning that it doesn’t require any type of collateral. (Secured personal loans often require borrowers to use their house or other property as collateral.)

How Can I Use a Wedding Loan?

You can use Maroo wedding loans to pay for any costs related to the wedding day, no matter how small. Our advice: Budget for the big stuff first — caterers, bartenders, venues, and entertainment. The little stuff adds up too! That’s why Maroo can also cover wedding costs such as transportation and hotel blocks for your guests. Table centerpieces, rehearsal dinner venue rentals, and floral arrangements are all expenses you can use for Maroo. That’s not to mention your attire. Your tuxedos and formalwear, and any hair and makeup, wedding rings and engagement rings are all expenses that Maroo can help you cover.

How Much Can I Borrow?

Loan amounts depend on factors like your credit history, past savings potential, cash flow and overall income. After a simple credit assessment (that takes less than 1 minute), Maroo will give you a credit limit for your 0% APR loan. Depending on the size of your credit limit and how much you’re planning to spend on your wedding, Maroo could cover a significant portion of your expenses. You’ll receive your loan as a lump sum, ready to spend on your deposits and wedding essentials.

When Does a Wedding Loan Make Sense?

You shouldn’t have to go into high-interest debt in order to celebrate your wedding. If you can’t pay for your wedding without putting big payments on credit cards or borrowing a significant amount of money from a family member, a Maroo installment might make sense.

  • Savings. Many couples don’t have thousands of dollars saved up for their wedding. If you don’t want to wait years to get married, consider a marriage loan.
  • Credit cards are typically NOT a good option. Your credit card almost certainly has an extremely high interest rate. If you aren’t able to pay it back within 30 days, you could end up spending $1,000s more than you originally intended. 
  • Relatives aren’t always able to contribute. Even the most supportive families can’t always help foot the bill.
  • Timing is everything. In order to reserve your vendors and venue, you will have to provide a deposit well in advance of your wedding date. Instead of paying down what is typically 50% of the overall invoice all at once, opt to split it up into monthly payments.
  • Honeymoons. Alleviate the cash flow issues by paying for part or all of your wedding with Maroo. Then use what you saved to help pay and cover your honeymoon.

How Does a Wedding Loan Affect My Credit Score?

Maroo uses a third party platform called Plaid to help analyze your credit history. We do a “soft pull” of your credit and the process takes less than 1 minute and will NOT affect your credit score.

If you want to check your rate before applying through Maroo, you can do so through one of the three major credit report agencies: Equifax, Experian, or TransUnion. Tip: You can have one free soft pull of your credit rating every year!

How Do I Apply for a Wedding Loan?

It takes minutes to create a Maroo profile and complete Maroo’s credit assessment. Once Maroo does a soft pull on your credit, you’ll receive a notification of your Maroo credit limit. Once you know your limit, you can start submitting invoices right away.

Next step: Let your vendors know you’re ready to pay your deposits.

 If you want, you can set up automatic payments to come from your account. When it’s time to pay, you’ll receive a notification about the upcoming withdrawal.

Follow us on Instagram @maroowedding

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